With 40 years of experience in the Real Estate market, ECP provides real estate loans to corporations or private individuals with real equity in their properties.
Our loans are for investment purposes only. No financing for homeowners or owner-occupied properties will be made. The terms of our “bright loans” are between 12 months and maximum 3 years.
Interest rates vary and are dependent on
- What type of property
- The purpose of the loan
- Credit worthiness of the borrower
- Actual interest rates
All information provided under these guidelines is subject to market conditions and change.
Qualified accredited Partners and Associates of ECP are offered the opportunity to participate in the loans we offer with a rate of return far above average yields and rate of returns.
Our focus is exclusively on investment-driven opportunities, ensuring robust returns for our clients and partners.
Key Loan Features
Loan Terms: 12 months to a maximum of 3 years.
Interest Rates: Dependent on property type, loan purpose, borrower creditworthiness, and prevailing market rates.
Loan Origination Fees: Typically, 3% to 5%.
Interest Rates: 400% to 600% basis points above the Federal Reserve benchmark rate.
Loan-to-Value Ratio (LTV): Typically, 50%, ensuring secure and strategic lending.
Bright Loans: Flexible and Competitive
ECP’s “Bright Loans” offer tailored solutions to meet investment needs while maintaining financial flexibility. Rates and terms are customized to align with current market conditions, delivering optimal outcomes for borrowers.
Opportunities for Partners and Associates
Qualified and accredited partners of ECP are invited to participate in our loan offerings, benefiting from rates of return significantly higher than industry averages. This exclusive opportunity ensures that our partners reap the rewards of smart, strategic investment alongside us.
Disclaimer
All loans are subject to approval, market conditions, and change. Borrowers must meet our stringent criteria to qualify. For more information or to discuss your specific needs, contact ECP directly.